STR Arbitrage Break-Even & Profit Calculator

Enter your specific variables below to compute accurate, real-time results.

Input Variables

Initial Setup Cost (Furniture, Deposit, Decor) ($)

Monthly Base Rent ($)

Average Nightly Rate (ADR) ($)

Expected Occupancy Rate (%)

Other Monthly Expenses (Utilities, Insurance, Software) ($)

AI Analysis Results

Input your variables and
click calculate to see results.

Expert FAQ

A: A healthy rental arbitrage deal typically breaks even within 6 to 12 months. If the calculator shows a break-even point longer than 18 months, the initial setup costs may be too high or the rent-to-revenue spread may be too thin.

A: In most Airbnb models, cleaning fees are paid by the guest and passed directly to the cleaners, making them 'wash' transactions. However, if you pay your cleaners more than you charge guests, you should include that difference in the 'Other Monthly Expenses' field.

A: A general rule of thumb is $5,000 to $8,000 for a 1-bedroom apartment and $10,000+ for a 3-bedroom house. Quality furniture lasts longer and results in better reviews, which directly impacts your occupancy rate.

Verified Logic Engine

This calculator's logic is modeled by FinCal AI Agents. All formulas are cross-referenced with 2026 tax codes and investment benchmarks to ensure maximum precision.